Title Loans in Houston, Texas

Kramer Title Loans is proud to be one of the leading lenders in the area, and we'd love the chance to help you achieve your short-term financial goals. You can count on our kind and respectful staff members to give you honest, reliable advice to help you make the right decision for your lifestyle.

An auto title loan in Houston is easy to apply for when you work with the professionals at Houston title loans. We've worked hard to create a website that is safe, secure, and easy to understand. You can begin the application by clicking on the application link on our website.

We strive to stay in touch with technology, so you can apply for our high-quality loans on any device that has internet capabilities. The entire process only takes about five minutes to complete, so you can do the entire thing while waiting in a line.

To apply for our loans, you'll first need to provide us with some information about the truck, car, van, or SUV that you're going to use as collateral against the loan. We don't care about the condition of the vehicle or even if it runs. As long as you have the legal title, you should apply. We'll need to know the vehicle's:

  • Make and model
  • Style and year
  • Mileage
  • Remaining balance
Once all the information is placed into the online form, you simply need to click on the submission link. It's that easy. Within a few seconds, our mathematical loan algorithm will provide you with a quote for the loan.

How It Works

Title loans in Houston are obtained by using the legal title to your vehicle in exchange for a set amount of money. Before the loan is finalized, you'll be able to customize the loan to your desires. All of our loans come with low interest rates and up to 42 months to repay the loan in full. Once the loan is repaid, we'll send the title back to you. To save some money, you can reduce the number of monthly payments or pay the loan off early without any additional fees.

You can use the proceeds of the loan for any reason you want. From taking a vacation to paying off some other expenses, you're in control of the money. Unlike loans from other lenders, Houston title loans don't require you to spend the money a certain way. We even allow you to keep using your vehicle as long as the payments are arriving on time.

Similarly to all car title loans in Houston, our loans do have some legal stipulations. The most important law is one that you must be aware of because it could impact you. If you cannot make the payments, and we cannot make other arrangements, we may have to repossess your vehicle. If this rare instance occurs, we'll notify you of the situation and send our professional to take control of the vehicle. You also have the right to drop off the vehicle at our location.

Our team will then sell the vehicle for as much money as possible and pay off the remaining loan balance. If there is any extra money from the sale, we'll gladly send it back to you.

When you choose Kramer Title Loans, you may receive a loan up to $25,000. Not everyone will qualify for this amount, but it is definitely possible. If you have more than one legal title, we invite you to apply multiple times to increase the total loan amount. You can count on our staff to give you timely information 24 hours a day, seven days a week. Not all title loans Houston are the same, so give us the chance to earn your business because we'll be committed to your complete satisfaction.

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